To what extent is lending still considered conservative? Are we likely to see loan-to-deposit ratios (LDRs) increase over the medium term?
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Interviews & Viewpoints | Gatot Suwondo, President Director, Bank Negara Indonesia (BNI): Interview from The Report: Indonesia 2012
Articles & Analysis | In the mix: Investor appetite for Indonesian bonds continues from The Report: Indonesia 2012
At the forefront of a regional wave of bond sales in 2010, Indonesia continued to enjoy a similar trend in 2011, with several major sales during the year. Moreover, Indonesia’s sovereign debt rating was increased to investment grade in December 2011, which could lower the cost of funds. That should be the catalyst needed to deepen markets for...
Articles & Analysis | Life lines: Rapid growth in unit-linked life coverage from The Report: Indonesia 2012
Life insurance premiums in Indonesia have been growing faster than non-life for a decade. The Life Insurance Association (Asosiasi Asuransi Jiwa Indonesia, AAJI) estimates that there are around 33.2m policyholders nationwide, of which 9.3m have individual policies. There is room to expand the pool of 16.75m existing life insurance clients, which has...
Interviews & Viewpoints | Darmin Nasution, Governor, Bank Indonesia (BI): Interview from The Report: Indonesia 2012
How prepared is BI to tolerate the appreciation of the rupiah? What steps are you taking to maintain the balance between growth and inflation?
Articles & Analysis | Clear targets: A stronger regulatory framework will promote a stable financial system from The Report: Indonesia 2012
The country’s regulator for the capital markets, Bapepam, has developed and carried out a series of master plans that will guide and pace the development of the Indonesia Stock Exchange (IDX) and other local financial platforms. The current master plan, which was introduced in October 2010 and addresses 2010-14 period, begins with a reflection on...
Articles & Analysis | Going micro: Targeting the low-income consumer market from The Report: Indonesia 2012
The large low-income consumer market has become a testing ground for many industries in Indonesia, and insurance is no exception. The microinsurance segment, although still marginal relative to the industry as a whole, has recently been attracting the attention of mainstream underwriters in this regard. With over half of Indonesia’s population...