How does loose monetary policy help expand credit and what risks are there for bank loan portfolios?
Displaying 2863 - 2868 of 4356
Interviews & Viewpoints | OBG talks to Kellee Kam, Group Managing Director, RHB Capital from The Report: Malaysia 2014
Articles & Analysis | The next step: Regulatory reforms have laid the groundwork for further expansion from The Report: Malaysia 2014
The Malaysian banking system is characterised by strength: its eight main institutions are well capitalised, stress tested and solid, while the country has some of the most satisfied banking customers in the world. After a number of years of consolidation and in an environment of tight regulation, Malaysia’s commercial banks have continued to...
Articles & Analysis | Tweaking the rate: A new reference rate is due to be set by the central bank from The Report: Malaysia 2014
Bank Negara Malaysia is instituting a new retail loan pricing system in 2015. The central bank will create a reference rate framework to replace the base lending rate (BLR), a benchmark that has become less relevant as banks offered discounted loans, especially mortgages, priced below the BLR. It is hoped that the reference rate reform will...
Despite being well established in the country, insurance remains a fairly small part of Malaysia’s financial industry. According to IMF calculations the insurance sector accounts for 6% of total financial assets, and insurance assets are equal to around 15% of GDP. Insurance penetration, though improving, remains low. More foreign investment and consolidation may help, as critical mass and...
Chapter | Islamic Financial Services from The Report: Malaysia 2014
As a result of government promotion, increased interest among Muslims and non-Muslims, heightened awareness of the benefits of Islamic finance and improved regulation, sharia-compliant financial products have been gaining on conventional finance. The country’s IFS sector dates back to 1969, when the government established the Pilgrims Management and Fund Board to help Malaysians pay for the...
Chapter | Capital Markets from The Report: Malaysia 2014
While the possibility of loose monetary policy ending in the US raised concerns in the Malaysian markets, 2013 turned out to be a strong year for new offerings and for the benchmark index. In the first six months of 2014, nine IPOs were reported by the stock exchange. In 2013, $2.56bn was raised in IPOs. That was considerably less than in 2012, when the exchange raised $7.15bn, but up from $2....