How has Bahrain advanced in terms of financial technology (fintech), and what more can be done?
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Interviews & Viewpoints | Jean-Christophe Durand, CEO, National Bank of Bahrain (NBB): Interview from The Report: Bahrain 2019
Articles & Analysis | On the cards: Electronic payments and digitalisation are key measures to grow the banked population from The Report: Tunisia 2018
While the number of debit cards and credit cards in circulation has increased in recent years, obstacles to electronic payments remain, particularly in Tunisia’s in-land governorates, which suffer from limited banking services. Other factors, such as a cultural bias against banks and electronic payments, contribute to relatively low banking...
Articles & Analysis | Taking care: Reforms resulting from the 2016 Banking Law will grow niche segments and align the sector with international norms from The Report: Tunisia 2018
Tunisia’s banking sector has experienced positive growth in recent years, with 2017 proving to be another strong period on many fronts. Several risks, however, still threaten the sustainability of this growth trend and the overall health of the sector, including a reduction in available liquidity, low levels of capitalisation and credit risk.
Articles & Analysis | Proceeding with caution: As retail lending expands, banks aim to limit their exposure to credit risk from The Report: Tunisia 2018
Since 2010 retail lending has been growing faster than total lending in Tunisia, indicating a change in consumption patterns within the population despite a broader context of slow economic growth. In addition, banks – which continue to dominate the financial system and lending to the economy – have been adjusting their credit risk-control measures...
Interviews & Viewpoints | Shaping into success: Habib Ben Hadj Kouider, Director-General, Banque Nationale Agricole (BNA), on restructuring policies from The Report: Tunisia 2018
What are the main challenges associated with the recapitalisation and restructuring of public banks?
Interviews & Viewpoints | Minimising risk: Chedli Ayari, Former Governor, Central Bank of Tunisia (Banque Centrale de Tunisie, BCT), on modernisation and liberalisation from The Report: Tunisia 2018
What is being done to further modernise the sector and converge with international standards?