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Ghana has good human capital and our economy has great possibility for accelerated growth and job creation. In recent years, admittedly, our economy has not done so well, and we have not been successful in appreciably improving the living standards of our people. Our country has an abundance of valuable natural resources, and we have no excuse...

There are certain pieces of soft infrastructure that have to be in place for issues such as high interest rates and banking penetration to be solved. Notably, to achieve lower interest rates an environment must exist in which people have unique identities, preventing them from taking out a loan, refusing to pay it and then going to another...

Established global insurers hold a number of advantages over their domestic counterparts. Most multinationals offer a wider array of products, can offer more complex insurance offerings, employ a larger workforce and hold a wider geographic presence granting them a broader skills base. For smaller players looking to compete on a regional or...