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Over the past 10 years Morocco has changed significantly. Visitors to Casablanca, Tangiers or Agadir now explore cities that are substantively different from their 2004 incarnations, with new tramways, taller buildings and faster internet.

Morocco has long been a cultural and economic crossroads between the Middle East, Africa and Europe. Waves of immigration from the Middle East from the 7th century onward have largely shaped the country’s distinctive heritage, and sizable capital flows from the Middle East continue to have an important role in financing development projects...

While Morocco has good relations with a broad range of countries, it has long maintained particularly close ties with three key partners, namely the US, Europe (both the EU as a bloc and several key member states individually, above all France) and Gulf Cooperation Council (GCC) countries. The areas of cooperation between the kingdom and these...

In the last two decades, Morocco has accelerated broad-based efforts to expand access to social services and encourage inclusive growth. Most notably, a spate of reforms adopted in the early 2000s helped to expand women’s rights and increase recognition of Berber cultures and languages. The impact has been noticeable and on the whole, Morocco has strong socio-economic...

Liquidity has been a frequent topic of discussion in the banking sector over the past number of years. However, as Hassan El Basri, director-general in charge of risks at Banque Centrale Populaire (BCP), indicates, liquidity in Morocco’s banking system reflects that of a “normal” banking system.

With an average banking penetration rate of only 18% in the MENA region, according to figures from the World Bank, much ado has been made in recent years as to the potential role of postal systems in boosting financial inclusion. As existing and trusted entities with extensive networks that reach into rural areas where banks are largely absent...