Financial Services

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As the 2015 date for ASEAN integration draws nearer, a number of banks in Malaysia remain well positioned for regional expansion and leadership. They are large by regional standards, have experience derived from weathering several crises and hold sound balance sheets. They show willingness to bet on ASEAN markets and create regional champions. It is...

The Financial Sector Master plan 2001-10 for Malaysia, written in the wake of 1997-98 crisis and focusing on stability, achieved almost all its goals. The banking sector was consolidated and the country was left with eight sound and solid institutions. Corporate governance and prudent controls were emphasised so Malaysia would not again face the...

Unsecured lending is on the rise in South Africa, sparking debate over whether the growth rate in this loan category should be reined in to avoid a potential credit bubble and protect vulnerable consumers from entering into a cycle of over-indebtedness.

Malaysia is a multi-ethnic society of 29m split between the Malay Peninsula and the island of Borneo. With a per-capita GDP that has hovered around $10,000 for the past decade, the country is struggling to escape a “middle-income trap” 

Local banks are turning to the capital markets to finance expansion as they set their sights on growth both in the domestic market and overseas.
En octobre, la Banque centrale de Tunisie (BCT) a annoncé de nouvelles restrictions au crédit à la consommation pour resserrer les conditions de prêt sur le court et moyen terme. Les nouvelles restrictions ont pour objectif de renforcer les fondements du secteur bancaire face aux difficultés économiques que traverse le pays.

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