Peer-to-peer (P2P) lending in Indonesia recorded triple-digit growth in 2018 as a large unbanked population embraced sub-prime micro-lending services to meet a credit shortfall estimated at $75bn. P2P loans offer significantly higher returns to private investors, while government data shows that defaults are rare, leaving the segment well...
How do regional and global trends in the financial technology (fintech) space impact the market?
Twenty years on from a severe financial crisis that still shapes the industry, the banking sector in Indonesia is crowded but rich in opportunity. A diverse array of banks and non-bank financial institutions (NBFIs) vie for existing customers and work to attract new ones, in what still remains a lightly penetrated market. With the world’s...
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ETIQUETTE: Indonesians do not like conflict, thus being friendly, outgoing and peaceful is recommended for interactions. Saving face and not being caustic are very important for travellers to remember. It is more efficient to deal with any problem with a smile and patience than by raising your voice and arguing. A handshake is usually...
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