Indonesia has been identified as one of Asia’s upcoming economies for quite some time. The political reforms of 1998 and the legislation of economic policies and business incentives that followed have brought us closer to that expectation, and the current administration has aimed to go further by bolstering foreign direct investment (FDI). In...
How can fintech enhance financial inclusion across the archipelago in the short and medium term?
Once reserved for ambitious start-ups and industry-leading operators, financial technology (fintech) has caught the attention of private sector firms and government planners alike, becoming a regular feature in budget speeches and development plans. As fintech plays a larger part in the lives of consumers, investors have come to recognise its...
Peer-to-peer (P2P) lending in Indonesia recorded triple-digit growth in 2018 as a large unbanked population embraced sub-prime micro-lending services to meet a credit shortfall estimated at $75bn. P2P loans offer significantly higher returns to private investors, while government data shows that defaults are rare, leaving the segment well...
How do regional and global trends in the financial technology (fintech) space impact the market?
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