To what extent is lending still considered conservative? Are we likely to see loan-to-deposit ratios (LDRs) increase over the medium term?
To what extent is lending still considered conservative? Are we likely to see loan-to-deposit ratios (LDRs) increase over the medium term?
At the forefront of a regional wave of bond sales in 2010, Indonesia continued to enjoy a similar trend in 2011, with several major sales during the year. Moreover, Indonesia’s sovereign debt rating was increased to investment grade in December 2011, which could lower the cost of funds. That should be the catalyst needed to deepen markets for...
Life insurance premiums in Indonesia have been growing faster than non-life for a decade. The Life Insurance Association (Asosiasi Asuransi Jiwa Indonesia, AAJI) estimates that there are around 33.2m policyholders nationwide, of which 9.3m have individual policies. There is room to expand the pool of 16.75m existing life insurance clients, which has...
As an archipelago comprising some 17,500 islands, Indonesia has an ethnically and religiously diverse population – a characteristic long the source of both opportunities and challenges. Indeed, different perceptions of this diversity have engendered conflict in recent decades. However, the past few years have seen a major reduction in political...
The Netherlands and Indonesia enjoy strong ties that span the realms of culture, politics and the economy. Numerous Dutch companies, ranging from small and medium-sized enterprises to global players, are active in Indonesia. Indeed, many Indonesians have grown up with Dutch brands in industries ranging from consumer goods and manufacturing to...
How prepared is BI to tolerate the appreciation of the rupiah? What steps are you taking to maintain the balance between growth and inflation?
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