With only a few remaining years to accomplish the goals of Ghana Vision 2020, the country is pushing forward to integrate science and technology into government initiatives, especially in the agriculture sector. In January 2017 President Nana Akufo-Addo announced the state’s renewed commitment to technology in agriculture, emphasising the need...
While advanced economies generate the vast majority of insurance and reinsurance business, emerging markets are posting higher rates of growth. Complementing this underlying trend is a strong and expanding interest in catastrophic risk, which by nature tends to pertain to emerging markets. This is coming alongside fast-paced, sector-...
In recent years the most promising growth in the insurance industry has come from the low- to middle-income brackets via micro-insurance, which targets entities with lower-level earnings. According to a 2015 report from the National Insurance Commission and the German development organisation GIZ, gross micro-insurance premiums grew by 185%...
The proliferation of insurance companies in Ghana in recent years is indicative of the growth potential of the industry, but has also hindered its maturation. As with many financial sectors in Africa’s frontier markets, fragmentation has limited growth. Larger, heavily capitalised companies are needed to take on the scale of risk inherent in...
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