What kind of issues have you faced so far in rolling out the new pensions scheme?
In the past year Ghana has hosted two pilot programmes that have turned mobile phones into new distribution channels for microinsurance policies. Two carriers launched these services in conjunction with partners from the insurance sector in early 2011, and they are now being introduced in other countries on the continent. The demand has proved that...
Characterised by relatively low liquidity and limited activity on the equity side, Ghana’s capital markets have a moribund corporate debt market, though the government bond market is more active. However, transaction values have been rising and pension reforms being undertaken in 2012 are set to inject significant new funds into the market, which...
Lack of access to credit and high borrowing rates are significant problems for Ghanaian businesses and for small and medium-sized enterprises (SMEs) in particular. These issues are a result of factors such as the high cost of doing business for banks, competition from government borrowing and problems particular to SMEs, such as lack of collateral...
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